I am a dual-qualified Barrister-at-Law (England & Wales and HKSAR) and a Fellow of the ACCA with over 20 years of professional experience across the legal, compliance, and audit sectors. I have extensive experience serving as Head of Legal & Compliance for a major insurer, where I was appointed as a Key Person in Control Function (Compliance) under section 13AE of the Insurance Ordinance. In this leadership capacity, I have experience advising boards of directors through regulatory crises and overseeing financial crime compliance, while maintaining a sophisticated understanding of financial oversight.
I have significant experience in contentious regulatory matters and litigation involving the Insurance Authority on complex advisory and litigation cases. I also have experience in employment practice and internal governance, including the management of personnel compliance with internal policies and external regulations.
Furthermore, I have experience addressing the practical needs of the insurance sector, including the oversight of insurance agents and distribution channels, settling insurance policies and promotional materials to ensure compliance.
Insurance & Regulatory;
Financial Crime & AML;
Chancery Practice;
Data Privacy;
Commercial and Banking Law; and
General Crime.
B.Sc. Accounting & Finance (London School of Economics & Political Science) (2000)
LL.B. (University of London) (2007)
LL.M. (University of London) (2011)
LL.M. Chinese Business Law (Open University of HK, now HK Metropolitan University) (2014)
PCLL (University of Hong Kong) (2024)
Barrister-at-Law (England & Wales) (Called: 2011)
Barrister-at-Law (Hong Kong) (Called: 2025)
Fellow Member, Association of Chartered Certified Accountant (2009)
Room 56, 5/F, New Henry House, 10 Ice House Street, Central, Hong Kong
中環 雪廠街 10 號 新顯利大廈 5 樓 56 室
Phone: +852 2547 9996
Email: francis@francislo.uk